{"id":1068,"date":"2025-07-15T11:24:36","date_gmt":"2025-07-15T16:24:36","guid":{"rendered":"https:\/\/www.getexpressagency.com\/?p=1068"},"modified":"2025-07-27T11:31:33","modified_gmt":"2025-07-27T16:31:33","slug":"insuring-your-leased-vehicle-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.getexpressagency.com\/es\/blog\/insuring-your-leased-vehicle-what-you-need-to-know\/","title":{"rendered":"Insuring Your Leased Vehicle: What You Need to Know"},"content":{"rendered":"<p>Leasing a car can be a convenient and affordable option for drivers in Lilburn, GA, but it comes with some unique insurance requirements. When you lease a vehicle, you don\u2019t technically own it, which means the leasing company will want to protect its asset. As the driver, it\u2019s your responsibility to maintain the appropriate coverage throughout the lease term.<\/p>\n<p>Here\u2019s what to know before you hit the road in your leased car.<\/p>\n<h2>Insurance Requirements for Leased Vehicles<\/h2>\n<p>Most leasing companies require more than just the state\u2019s minimum liability coverage. In Lilburn, GA, the minimum includes bodily injury and property damage liability, but that\u2019s often not enough for a leased vehicle. You\u2019ll likely need:<\/p>\n<ul>\n<li><b>Comprehensive and collision coverage<\/b>\u2014These protect against theft, vandalism, weather damage and accidents, whether or not you\u2019re at fault.<\/li>\n<\/ul>\n<ul>\n<li><b>Higher liability limits<\/b>\u2014Leasing companies may require limits above the state minimum to ensure adequate protection in case of a serious accident.<\/li>\n<\/ul>\n<ul>\n<li><b>Gap insurance<\/b>\u2014This optional (and sometimes required) coverage helps pay the difference between what your car is worth and what you still owe on the lease if it\u2019s totaled. Some leases include gap insurance automatically, but others don\u2019t, so it\u2019s important to check.<\/li>\n<\/ul>\n<h2>What Happens If You Don\u2019t Have the Right Coverage?<\/h2>\n<p>Failing to carry the required insurance could put you in breach of your lease agreement. That could result in fines, additional charges or even early termination of the lease. It may also leave you financially vulnerable if you\u2019re in an accident.<\/p>\n<h2>Protect Yourself and Your Lease<\/h2>\n<p>Before signing a lease, make sure you understand the insurance requirements specific to your leasing company. Talk to a local insurance agent who can help you build a policy that meets both legal requirements and lease obligations.<\/p>\n<p>Need help reviewing your coverage options? <a href=\"https:\/\/www.getexpressagency.com\/contact-us\/\">Contact us today<\/a> to get a customized <a href=\"https:\/\/www.getexpressagency.com\/coverage\/auto\/\">auto insurance<\/a> quote for your leased vehicle in Lilburn, GA.<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information. \u202f<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Leasing a car can be a convenient and affordable option for drivers in , but it comes with some unique [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":1072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Leased Car Insurance: Key Coverage Tips You Should Know","_seopress_titles_desc":"Leasing a car? Learn what insurance you need, what\u2019s required by lenders, and how to protect yourself from out-of-pocket costs in case of damage or loss.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[10,1],"tags":[],"class_list":["post-1068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-insurance","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/posts\/1068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/comments?post=1068"}],"version-history":[{"count":0,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/posts\/1068\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/media\/1072"}],"wp:attachment":[{"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/media?parent=1068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/categories?post=1068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.getexpressagency.com\/es\/wp-json\/wp\/v2\/tags?post=1068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}